Safe & secure lightning-fast payments
With India's most reliable payment gateway
Powerful reasons to choose Paytm Payment Gateway
Instant activation
Get your business online swiftly with our 100% digital onboarding and minimal documentation.
Easy integration
Integrate our robust APIs and SDKs effortlessly to start accepting payments in under 30 minutes.
100+ payment sources
Offer your customers over 100 payment methods, including Cards, Netbanking, UPI, and more.
High success rates
Ensure successful transactions with our intelligent payment routing and direct bank integrations.
Trusted checkout experience
Provide a familiar and reliable checkout used by over 300 million Indians.
Dedicated support
Access 24/7 support using our toll-free number and email for all your queries.
Flexible risk management
Integrate external risk management tools seamlessly with our pre-transaction webhooks.
Safe and Secure
Protect every payment with encryption, PCI DSS compliance, and real-time fraud detection.
Get unmatched reliability, round the clock
99.99% Payment gateway uptime
10,000+ Transactions/sec handling capacity
100+ Payment Sources
India’s biggest online brands trust Paytm Payment Gateway
India’s most widely-used checkout, now on your website & app
Easily integrate the Paytm Checkout on your app or website with just a few lines of code
Boost conversions by running offers and allowing your customers to pay via no-cost EMIs
Get automatic updates to ensure that you always get the best-in-class technology
Get. Set. Go.
Go live instantly with payment plugins for your existing systems
Plug & Play setup with zero technical hassle
Auto-updates and support for latest platform versions
Full compatibility with all Paytm payments options
Built-in fraud protection & real-time payment updates
Steer your business ahead with a powerful dashboard.
Get real-time analytics and customisable reports
Create payment links to accept payments
Create offers and no-cost EMI options
Boost your revenue through our range of Affordability Products
Bank Offers
Run Discount/Cashback offers via Paytm.
Simple configuration on Paytm dashboard
Apply offer applicability rules in real-time
Paytm Payment Links
Collect online payments from anywhere in India.
No coding required
Collect payments in 3 easy steps
Paytm Subscriptions
Streamline recurring payments. easy to integrate.
Automate payments with UPI Autopay on Paytm, compatible with major UPI apps.
Easy EMI on Cards
No additional integration required.
All major banks supported
Get the best plans with lowest interest
Paytm vs Other Payment Gateways
Reliability & Success rates
Platforms & Plug-ins Compatibility
Default Settlement cycle
Customer retention tools
Paytm Payment Gateway
Reliability & Success rates
Handles 10,000 tps with 99.99% up-time
Uses scalable in-house banking infrastructure
Platforms & Plug-ins Compatibility
30+ Partners (Shopify, WooCommerce, etc.)
Default Settlement cycle
T+1 / Next day
Customer retention tools
Offer reward points, gift vouchers and other loyalty benefits
Other Payment Gateways
Reliability & Success rates
Less than 3000 tps
Relies on external infrastructure
Platforms & Plug-ins Compatibility
Only 13+ Partners
Default Settlement cycle
T+2 / After two days
Customer retention tools
Not available
Get the power of Paytm Payment Gateway
Experience lightning-fast UPI payments
Net Banking
All Cards
UPI Payments
Paytm EMI
Bank Transfer
Offer all payment sources from one place
Robust & developer-friendly SDKs
Robust & developer-friendly SDKs
Supports all major platforms, hybrid frameworks, and server-side environments
Lightweight, self-updating, and optimised for performance
Includes advanced features like Paytm Assist and Visa Single-Click for faster checkouts
Built for seamless integration with minimal development effort
Collect recurring payments effortlessly
Widest suite of subscription enabled payments sources including UPI Autopay
End to end automation of collections and retries
Build trust by informing users about upcoming debits
Get webhooks for all kinds on status updates
Collect recurring payments effortlessly
Boost sales by offering bank discounts
Run Discount/Cashback offers via Paytm
Simple configuration on Paytm Dashboard
Apply offer applicability rules in real-time
Accept international payments in all major currencies
Simplify payments acceptance from 200+ countries
No additional API integrations required
Increase conversions with real-time currency conversion
Get settlements on T+1 in INR
Leverage the most robust UPI payment rails
Let users pay via any UPI app
Best in class success-rates
Advanced 2-click UPI flow for enhanced UX
Supported on all-platforms
UPI Auto-pay also supported
Take full control of your settlement schedule
Set your own settlement schedule real-time, on-demand, or split settlements
Access detailed reports for faster and easier reconciliation
Get full API support to automate and scale reconciliation operations
Streamline cash flow management with flexible settlement options
Delight your customers with instant refunds
Transfer refunds instantly to the source account or as per customer preference
Track every refund in real-time with robust APIs and webhooks
Process single or bulk refunds effortlessly with a single click
Everything you need to accept online payments
Whether you have an App or a Website, we have covered your payment needs on every online platform
Lightweight, feature-rich mobile SDKs
Lightweight SDKs that will provide you with the best checkout experience for your customers
All-In-One SDK
Use the power of Paytm App to support your payments (using App Invoke)
Complete checkout experience with minimum integration effort
Inherit all Paytm payment features including One Tap payments, Bank offers, EMI subvention, etc
Custom UI SDK
Build a customized checkout experience for your customers
Use the advantage of single sign on API to make quick payments
Allow Paytm payments within your App with just one click
Seamless integrations across platforms
With plugins for over 25 e-commerce platforms and server side SDK support, integration with Paytm becomes a cakewalk
Platform Plugins
Get started with our server-side SDKs
Skip the hassle by embracing Javascript
Ready to use pre-built code snippets that let you access Paytm's Javascript library for a seamless, cross-platform integration
Platforms Supported
Website
Android
iOS
React Native
Angular JS
Ionic
Flutter
Xamarin
Cordova
Custom Checkout solution
Power your own payments experience with our powerful APIs
Use Paytm powered APIs to build a checkout flow as per your requirements
Integrate and develop payment sources directly into your website or App
Robust API based solutions which are easy to integrate and 100% secure
Success that speaks through our clients
Frequently Asked Questions
What is a payment gateway?
A payment gateway is a tool that enables businesses to accept payments online from anywhere via different channels and devices. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. Furthermore, it authorizes a merchant to conduct a payment transaction through payment sources, like net banking, debit card, credit card, and UPI.
How does Paytm payment gateway work?
A payment gateway supports online payment transactions by securing sensitive information like bank and card details provided by the users. Here is how it works:
- Once customers place an order on a website or app and clicks ‘Pay Now’, they are redirected to a payment gateway where they enter required details.
- Paytm Payment Gateway then securely sends the card details to the acquiring bank. The issuing bank then receives these details for approval.
- After performing fraud checks, the issuing bank sends the approval or decline message to the acquiring bank.
- The acquiring bank then sends an approval or decline message to the payment gateway.
- If the payment is approved, the acquiring bank accumulates the payment amount from the issuing bank and keeps the funds in the business owner’s merchant account.
- The funds are then transferred to the bank account of the business owner, thus completing the settlement process.
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